Independence Day

July 4 may be the day that America celebrates its independence from Britain, but July 5 will go down in my personal history as the day I declared independence from my credit card debt. God Bless America! Nine months of just saying no to frivolous spending, and I've completely paid off my debt (student loan debt is in a different category). And now that I've learned to live within my means, I'm not worried about falling back into it.

So, this is what freedom feels like!